Sunday, June 29, 2008

Do you cry?

Actually cry is not shameful, crying onlty express out you emotion. Lastly i am cry was my brother pass away at last year. Before that, the crying history i think somewhere at 12 years old.

Since i know how to earn money from job. I won cry anymore. But usually I am not happy and down, I prefer alone.

alone to identify,

What is going wrong?
What is happening?

In my life, i try very hard to be tough, because i aware this world all materialistic people around. If you step behind, they may attack you.

If you ask me cry is good or not? I am sincerely telling you. Cry is a good and encourage emotion. As a human being, we should know how to express out all happy and sad.

Actually, cry easy looking for support. Cry indirect telling u .Actuall u have a capital to cry for it.
Like me, cry only shown my weakness and inconsistence.

Hence, cry is expensive on me.

Sunday - Boring

No, Sunday is not a boring day.

You can,

Rest
Read
Eat,
Sleep,
Dream,
Surf Net,
Chit Chat,
Cook,
Muzix
Dance

Sunday is not a bore day. In fact these all depand on own kind of emotion. So, wake up and do not lazzy, Enjoy another better day.

Friday, June 20, 2008

Story of Losing Manager

Story of Losing Manager
In the share investment market, My nickname is Losing Manager. I am always lose in the share market because too smart and too stupid.So, today I analyst how I was lose. Few days ago, I found that one stock lower price at 0.635 per shares, and achieved the higher price 0.705. When it from 0.705 fall to 0.680, I decided bought in at 0.680. These particular counter volumes done are top 10. Seem like everything is proper but it finally on the day closed at 0.655.What should I do now?
Usually based on the above, next day I should hold it until the force selling day only sold because I found that:
a) Closing price difference with lower price has 4 bits difference, that is 0.64,0.645,0.65 and 0.655.
b) Volume is high.
c) My purchase price at 0.68 when compared with 0.705 has 5 bits difference.
d) I have 3 days more to due date.Based on the above reason, I thing it is impossible I can lose.
But in the next day the shares price reach 0.67 start down turn. During the first session, it also broke the 0.635 level.Losing Manager now start panic. I quickly sold at 0.62 and lose about 6 cents (9%+) per unit. So, based on the above trading, Losing Manager obtained the information from this mistake trading is as follows: -
a) Closing Price Wrong- Buy in one counter should decide after trading ended. Like above example: it closed at 0.655 actually reflected only has 4 bits difference from lowest price at the day. Its means that although your are lucky buying at lowest price at 0.635, you only has 2 cents gross profit.
b) Calculation Wrong - 0.705 actually is first resistance on these counter, if buying at 0.68 and sell at high level only can gross gain 2.5 cents (3.6%). If predict the 0.635 is lower, lose about 4.5 cents (6.6%). It means chances of lose higher than profit. There is totally against theory of risk management.
c) Time Frame Wrong - Always thing about the 3-day time frame for trading. I ignore my ultimate objective is making profit.
d) Depend on High Volume per day is wrong – Because the high volume can be translate as Banker (Syndicate) distribution his stock in hand into the market.
Lose Manager also does not aware that if these counter wanted to achieved higher price, it may need double of volume only can achieved another higher price. Lose Manager concluded the above experience as record. In future, please do not repeat the above mistake again.

Thursday, June 19, 2008

AMERICAN ASSETS AND WEALTH

The Millionaire Next Door》的作者花了两年的时间,统计了美国富翁的资料,访问了无数的美国富翁,才写成这本理财书。这本书的内容很客观,里面没有个人见解,也没有名人解说。书里面纯粹只有统计资料,而通过这些统计资料,作者彻底的揭开了美国富翁的秘密。

试想想,这本书的作者是如何去寻找出那些“富翁”的呢?(富翁定义:拥有一百万或以上的净财富)
和你想象的一样,他们先是到那些高级住宅区寻找富翁。但是他们发现,住在那里的人都不是很富有!之后他们发现,多数富有的人,都不居住在高级住宅区!

这个发现,就揭开了美国人对财富的错误观念:我的收入多少,我就拥有多少财富!

USA MAN ALWAYS THEY CONTROL THE WORLD ECONOMIC, IF ONE DAY THEY FOUND THE FACT IS NOT TRUE. WHAT WILL HAPPEN IN THE WORLD????????

Sunday, June 15, 2008

This is Good Investment attitude

出自 - 冷眼分享集


"""""There is better since your are born to plan it."""""""""

股票投资,越早开始越好。
开始得越早,成功的机会越大。
我这里所指的“成功”,有一个定义,就是达到“财务自主”。
“财务自主”是指在我们退休后,有足够的金钱让我们无愁无忧地安度晚年,不必再为五斗米而折腰。
要做到这一点,必须确保在退休后收入不会中断。
理想的数目是在退休后,每个月仍能保持你最后一个月薪金的收入。

终身领薪梦想成真

如果能做到每年收入跟着通货膨胀率而增加,以保持生活素质,那就更妙。
要做到这一点,不能单靠薪金的收入。
一定要学习投资,才能使终身“领薪”,梦想成真。
投资要成功,经验扮演决定性的角色。
经验必须来自实际投资。
每一个行业,都有其诀窍。要摸清楚这诀窍,需从实际的工作中去体验,才能融汇贯通,达到得心应手的地步。


""""The above strategy does not teach you avoid your education level, if you misunderstand the above. It may brought you a big suffering in your entire life.""""""

Investment is a High risk game

80%的投资者亏损

  投机性强、风险高、杠杆率高是外汇保证金交易业 务的最主要特点。银监会调查显示,虽然国内银行开办此项业务均能盈利,但参与这项业务的普通投资者亏损比例却很高,当前80%甚至90%的投资者都处于亏损状态。

  “这种参与者高损失、低盈利的概率状况已近似于‘赌博’”,银监会有关负责人对国内外汇保证金交易业务作出了上述评价。

  与此同时,部分银行为了增加盈利,在没有充分评估客户的风险承受能力的情况下,盲目放大杠杆倍数,降低客户准朊偶鳎行┮猩踔猎市硗饣憬灰自贝邮麓艘滴瘢嗣飨缘牡赖路缦铡?

  “暂停银行开办外汇保证金交易业务,是监管层出于保护普通投资者利益的一种考虑,也有利于银行的稳健发展和风险管控”,中央财经大学中国银行业研究中心主任郭田勇在接受记者采访时表示。

  他说,外汇保证金交易具有杠杆效应,可“以小搏大”,但风险也会成比例放大,且由于涉及多种货币的波动,这项业务并不适合所有的投资者。

  银监会负责人亦表示,当前我国外汇交易市场仍处在早期发育阶段,银行客户对外汇保证金交易业务的风险认知能力、风险承受能力仍然不足,银行的风险识别和管控能力也与这项业务不匹配,因此要求银行业金融机构暂停开办此项业务。

  

  据了解,目前只有极少数银行在一些城市试点性的开办了外汇保证金交易业务,已从事此交易的投资者数量也比较有限。因而,叫停此项业务并未影响广大投资者正常的外汇投资需求,也不涉及广大投资者正常的外汇交易。

  银监会负责人指出,现在许多银行都已开办外汇实盘买卖业务,也推出了广泛的理财产品供投资者选择,完全可以满足不同风险偏好的外汇投资者的投资需求。

  这位负责人还表示,银监会此次下发的《通知》也不影响已开办此业务银行与已从事此业务客户原签订协议的效力,也并未要求已开办此业务银行与已从事此业务客户立即结清交易。

  不过,他也同时建议,已在银行开办外汇保证金交易业务的客户应根据自身仓位实际情况与风险承受能力,主动、适时、及早结清现有交易,并根据协议承担相关盈亏责任。

   业务创新要保证“风险可控”

  在暂停银行经办该项业务的同时,银监会还表示,将继续根据审慎监管的原则,会同外汇管理等部门,进一步研究对此业务的风险监管,在各方面条件成熟时,研究推出新的统一规范管理的办法。

  业内人士认为,要保证业务创新的稳健和可持续性,关键在于银行自身的风险管理能力与风险控制能力,同时还必须能够正确评估我国市场的成熟程度、广大投资者对风险的理解能力与风险承受能力,以及在风险充分揭示的前提下,投资者对“买者自负”理念的认同程度等。

  郭田勇认为,国内金融衍生品发展还处于初步发展阶段,应当主要遵循自内而外的发展轨迹,从现有的金融环境来看,当前大规模发展外汇保证金交易业务的确不成熟。

  更多精彩评论,更多传媒视点,更多传媒人风采,尽在新浪财经新评谈栏目,欢迎访问新浪财经新评谈栏目。

From Sina.com